Call us or come by our office for a free insurance review.  Our insurance professionals are always eager to serve you.


Vicki Terry – Owner/Managing Licensed Agent

As a licensed Insurance Professional with over 38 years experience in the Insurance Industry, Vicki is knowledgeable in all aspects of Personal and Commercial insurance.  Whether you are a large commercial operation or a single college student in need of auto insurance, our agency professionals can fit you with the right coverage, at the best possible price.

Vicki Terry attended Calhoun College in Alabama, and Concord College in Athens, W. Va., majoring in Accounting and Business Management.  She is married with two grown children and six grandchildren.  She was born in Middle Tennessee and moved back to the area in 2009.  Vicki is an active member of Dickson High Noon Rotary; a board member for Dickson Community Clinic; and an avid supporter of many community organizations in Dickson County, and local Christian Mission projects.  She has continuously served as a student Mentor for the Tennessee Promise program, since 2014.  For many years, she served as Corresponding Secretary and Show Secretary for The German Shepherd Dog Club of Northern Alabama and the German Shepherd Dog Club of Greater Birmingham.  Other areas of interest are deer & turkey hunting, genealogy, writing, playing bridge and other card games, and loving on grandchildren and pets.

Licensed in Tennessee, Kentucky, Alabama, and Georgia.


Edward Kuhn – Licensed Agent

Edward has been a licensed agent since 2005, originally managing a local insurance office representing a major insurance carrier.  He has been a resident of Dickson County since 1999.  All of his children have attended Dickson County schools.  Edward served in the U S Navy from 1988 until 1991, where you began his career as a Certified Surgical Assistant.  At present, he continues in his dual career roles as both, licensed Insurance professional and Certified Surgical Assistant, in Dickson County.  Edward is always active in community functions, along with his children’s multiple activities.  He enjoys spending quality family time with his wife and children.  Edward is also very much a “people person” and enjoys meeting and talking with people, wherever he goes.

Licensed in Tennessee, Kentucky, and Alabama.


Vonita Gray – Licensed Agent

Vonita began her insurance career in 1974 with National Life Insurance Company, took a break to raise her twin sons in 1976, and reentered the insurance industry as a licensed agent in 2002 to utilize her skills in sales, organization, and office management.  She holds a license to produce policies for Property, Casualty, Life, Accident & Health and is licensed in both Tennessee and Alabama.  She is an outgoing lady who loves interacting with her clients.  She specializes in reviewing policies with the client to be sure their specific coverage meets their individual needs and often thinks outside the box to provide an acceptable solution in unusual coverage circumstances.

While she enjoys her professional life, her personal life is filled with her hobbies, friends, and family.  She creates one of a kind lariat rope baskets, has written a book under the pen name of Sarah Jacobs, and loves spending time being Nana to her three granddaughters.

Vonita would love a chance to meet with you and go over your current coverage to insure you have the coverage you need and then quote you with our premier companies to compare.  As is often the case, you may reap the benefit of more coverage for less money, so call her today.

Licensed in Tennessee and Alabama


Gil Terry – Licensed Agent

Gil has over 48 years experience in the Insurance industry; working in many aspects of the industry through the years.  He has served as a claims adjuster, an underwriter, a licensing instructor, and as an agent for the past 42 years.  Gil specializes in business and commercial insurance, having previously taught commercial insurance courses for a large insurance company.

Licensed in Tennessee, Alabama, and Georgia.


Sonya Thomas – Administrative Assistant and Customer Service

Sonya Thomas joined Middle Tennessee Insurance Services in January 2015, as a Customer Service Specialist.  She was transferred to Administrative Assistant in August 2017, while also continuing her valuable role in Customer Service.  Sonya is a long time resident of Middle Tennessee and attended Tennessee College of Applied Technology in Dickson.  Sonya has been a loyal member of the staff and is always eager to assist clients with their insurance needs.

McKenzie Dill – Customer Care Specialist

McKenzie joined the Middle Tennessee Insurance team on August 1, 2017.  She had previous insurance experience from working with another insurance agency, until it was sold.  McKenzie came on board with a world of knowledge, when it comes to serving our clients.  She has a friendly, pleasing personality and enjoys interaction with clients.


For Insurance Assistance, Call (615) 446-1015 or (877) 711-6847


Email us At


Mailing and Overnight Address:

91 Mathis Dr. Suite A

Dickson, TN 37055


Or Stop By 9AM – 5PM, Monday-Friday

Licensed and Insured to conduct business in Tennessee, Kentucky, Alabama, and Georgia.